ContaBilè · Est. Torino 2026

The books
run themselves.

Two products. One philosophy: finance that understands context. Conta estimates. Bilè monitors. Together, they turn your books into a living conversation.

CONTA · Q4 2026 FORECAST Live
€1.284M
↑ 38.4% vs Q3
CONFIDENCE94%
BASIS36 months
MODELcb-estimate v3

Numbers that explain themselves.

ContaBilè turns raw accounting into live economic intelligence — estimation, simulation, and monitoring for any business model.

MRR · Q3
€84,230
RUNWAY
14.6mo
BURN
€42k/mo
CONTA SAYS

"Subscription churn is up 0.6pts — likely tied to March invoicing delay."

ARR
€1.01M
DSO
28d
Built with, backed by, and thinking alongside
I3P Polito Torino Tech OpenAI API ISTAT Data Fatture in Cloud Banca d'Italia Stripe AgID I3P Polito Torino Tech OpenAI API ISTAT Data Fatture in Cloud Banca d'Italia Stripe AgID
§ 01 / Products

Two tools. One brain.

Both products share the same economic model of your company. Feed it once. Query it forever.

§ 02 / How it works

Three moves to clarity.

01

Connect your books

Plug into Fatture in Cloud, SAP, QuickBooks, or drop a CSV. Your economic model is built in minutes.

fatture_in_cloud.xml
ledger_2025.csv
bank_statement.pdf
economic_model · v1
02

Ask anything

What happens to margin if we raise prices 8%? When does cash hit zero? It answers, with the math shown.

What if we lose our 3 largest clients this year?
conta → Runway drops from 14.6 to 6.1 months. Breakeven requires €18k/mo cost reduction by Jul.
03

Let Bilè watch

Set covenants, thresholds, what counts as 'normal'. Bilè watches 24/7 and only pings when it matters.

08:12 · Cash flow deviation +2.1σ
10:44 · Weekly digest ready
14:02 · Covenant restored
§ 03 / Use cases

Every business model. Same brain.

SaaS

MRR cohorts, churn signals, CAC payback, expansion revenue. ContaBilè models the mechanics of recurring revenue natively.

  • Cohort-level LTV with confidence intervals
  • Churn-risk scoring per customer
  • Pricing scenario simulation
NET REV RETENTION118%↑ 4pts QoQ
CAC PAYBACK9.2mo
GROSS MARGIN78.4%
CHURN · MRR2.1%

E-commerce

SKU-level margin, return-adjusted CM, ad-spend attribution windows. Feed it your Shopify and your ad platforms and stop guessing which channel pays.

ROAS · BLENDED3.8x
RETURN RATE6.2%
CM232%
AOV€84

Retail

Store-level P&L, inventory velocity, shrinkage detection. One model across all locations.

SALES / SQM€4.2k
INV TURNS8.1x
SHRINKAGE0.8%
SAME-STORE+6.4%

Professional services

Utilization, effective rate, project margin, WIP aging. The numbers that actually run a studio or firm.

UTILIZATION72%
EFF. RATE€118/h
WIP AGING24d
PROJ. MARGIN34%

Manufacturing

BoM cost rolling, yield-adjusted margin, OEE × finance. Conta translates the shop floor into the P&L.

OEE81%
YIELD96.1%
BoM DRIFT+2.8%
MARGIN22.5%

Freelance / P.IVA

Forfettario vs ordinario, provvigioni, ritenute. ContaBilè handles Italian tax reality, not a generic model.

NETTO ANNO€48.2k
IVA DA VERSARE€1.8k
INPS SALDO€3.1k
FORFETTARIOYES
§ 04 / Security & compliance

Your books.
Never ours.

Financial data is the most sensitive data a business owns. ContaBilè is built accordingly — EU-hosted, encrypted, auditable, and private by default.

EU data residency

Hosted in Milano and Frankfurt. Nothing leaves the EU, ever.

GDPR native

Data processing agreements, right to erasure, audit logs out of the box.

Encrypted at rest

AES-256 at rest, TLS 1.3 in transit, per-tenant key isolation.

No training on your data

Your numbers never become anyone else's model. That's a commitment, in writing.

SOC 2 · in progress

Type II audit targeted for 2027. Full controls list published.

AgID + ISO 27001 aligned

Designed to pass Italian public sector and enterprise vendor reviews.

§ 05 / Pricing

Honest numbers. Like ours.

Studio
€19/mo

For freelancers and P.IVA forfettarie. Conta only, 1 user.

See details
Most founders pick this
Business
€89/mo

For SMBs up to 50 people. Conta + early Bilè access, 5 seats.

Get started
Enterprise
Custom

SSO, on-prem options, custom covenants, dedicated support.

Talk to us
§ 06 / Questions

You probably
have questions.

Still curious? Write to us.

Is ContaBilè a replacement for my accountant?

No. ContaBilè is a layer above your accountant — it reads the same data your commercialista produces and makes it usable in real time. Your commercialista keeps doing what they do best; you stop waiting for quarterly reports to understand your business.

What's the difference between Conta and Bilè?

Conta is a tool you open — it estimates, simulates, reports. Bilè is a tool that opens itself — it watches your numbers continuously and pings you when something important changes. They share the same underlying economic model of your company.

Which accounting systems do you integrate with?

Fatture in Cloud, TeamSystem, Zucchetti, QuickBooks, Xero, SAP (read-only), plus SAF-T, XBRL, and plain CSV. If your system exports any standard format, we read it.

Is my data used to train your models?

No. Never. Your data is yours. Our foundation models are trained on public financial data and open accounting standards. Your books stay inside your tenant.

When can I actually use it?

Conta private beta is running now. Broad availability Q2 2026. Bilè design partners onboarding late 2026. Join the waitlist below to reserve your spot.

How does Conta handle Italian tax specifics (forfettario, IVA, etc.)?

Natively. We're Italian, so we built for Italian realities first: regime forfettario, split payment, reverse charge, INPS gestione separata, IRAP, IRES. Other markets are adapted from the Italian base, not the other way around.

Early access

Join the first thousand.

Private beta access, lifetime founder pricing, and a direct line to the team designing this thing.

✓ You're in. We'll be in touch.

No spam. Just one email when we launch.